Category: MBA Projects

Limitations of study:

•    The MBA Banking Project Report on Study on Home Loans of ICICI Bank study was restricted in understanding the home loan as concept so the practical implications of the study have been difficult.

•    The innovative features of the various HFIs as part of their home loan schemes but is not a comprehensive study of their home loan schemes.

•    The Take Over home loans of high interest rate for low interest rates and their inherent risks on the bank’s lending profile has not been undertaken in the study.

•    The mortgage home loans and its scope on the home loan lending portfolio were not studied as this would lead into a relatively new kind of home loan segment.

CONCLUSION:

1. The home loan segment can be extended to the lucrative NRI segment; this would provide the bank a cutting edge and larger share of the home loan market.

2. The bank can provide the benefits like SMS alert and other features so as to make the home loans more attractive.

3. The bank can contemplate on decentralizing the operations however taking into consideration the experience and expertise of the members at Loan Department enters.

Scope of study:

•    The study covers a period of five years from 2003 to 2008. There are several reasons for selecting this period.
•    During the past 5 years the Bank has gone global as a result the company has witnessed many economic and political changes.
•    Company has undergone rapid changes in the past 5 years due to many policy decisions relating to capital markets, banking sector & licensing policy.
•    The study is limited to only ICICI Bank This study is mainly related to the individuals who are interested in taking home loans from banks to fulfill their dreams.
•    The study is mainly related to all the loans provided by ICICI bank only.        

OBJECTIVE OF THE STUDY OF HOME LOANS:

•    the study was mainly conducted to understand the concept of home loan scheme and the eligibility criteria of the customers.

•    The study is done to understand the documents involved in the home loan scheme and the repayment methodology adopted by various banks and the HFC‘s (Housing Finance Corporations).

•    The innovative home loan schemes and the risk capturing mechanism adopted by the HFIs and the future of the home loan segment has been undertaken as a part of this study

Download MBA Banking Project Report on Study on Home Loans, Vehicle Loans & Personal Loans of ICICI Bank

ABSTRACT:
Correlating BSE Sensex with NASDAQ stock exchange.
This Correlating Indian Stock Indices (BSE) With American Stock Indices (Nasdaq) MBA Project study tries to analyze the relation between BSE sensex with NASDAQ.

When BSE sensex increases to new highs questions arises that weather there is an increase in other world stock market or not, I tried to find out the correlation between BSE sensex with NASDAQ

For this purpose I have collected daily 1 year closings from 1st JAN 2007 to 31st DEC 2007 of BSE and AMERICAN stock markets.

FINDINGS OF THE STUDY:

The study suggested that there is an overall positive as well as negative correlation between BSE sensex and NASDAQ.

The study supports that mergers of top Indian companies will have its effect on Indian as well as foreign stock markets also.

OBJECTIVE OF THE STUDY:

•    To Analyze The Performance Of Bse Sensex.

•    To Analyze The Performance Of Nasdaq.

•    To Know The Risk And Return Of The Bse &Nasdaq.

•    To Correlate The Performance Of Bse Sensex With Nasdaq With The Help Of Returns.

•    To Identify The Factors Influencing The Indices.

CONCLUSION:

Here correlation means relationship between two or more variables. In this study we have taken two variables BSE SENSEX and NASDAQ.

In the month of April the correlation between BSE SENSEX and NASDAQ is 0.49.so there exists slight positive relationship and all data points are form as non linear structure and tilts upwards towards right.

Remaining all the months there exists low correlation, and in the months of July and May there exists negative correlation ie -0.17 and -0.69, so there exists strong negative relationship and all data points tilts downward towards right.

There is an overall positive as well as negative correlation of returns between the BSE sensex and NASDAQ stock exchange, because out of (12) month data collected (10) months have positive correlation and (2) months have negative correlation on returns. It shows that when BSE is increasing NASDAQ is decreasing and vice-versa because financial institutions are the main investors in BSE sensex

If we see the closing of both BSE and NASDAQ it’s as follows. BSE started with a closing of 13940.14and NASDAQ started with a closing of 2422.41

By seeing the closing of both the stock markets we can say that increase and movement of funds is more in BSE when compared to NASDAQ.

Download Correlating Indian Stock Indices (BSE) With American Stock Indices (Nasdaq) MBA Finance Final Year Project.

NEED FOR THE STUDY

The Study on Commodities Trading Investment and Speculation MBA Marketing Projects is undertaken to analyze the trading   Practices with special reference to commodity as tool of risk Management techniques.

OBJECTIVES

•    To  study  the  concepts  of  commodities  Trading  in  India.

•    To  study  of  The  Various  Trends  In  Commodity  Trading

•    To  Study  The  Role  of  Commodities  In  Indian Financial Markets

•    To  study  In  detail The  Role  of  Futures  And  Forwards.

•    To  analyze  the  present  situation  of  the  commodities  in  Indian  market  and  suggest  for  any  improvements  thereafter.

METHODOLOGY

To achieve the object of studying the commodities market in stock market data have
been collected. Research methodology carried for this study is purely from Secondary data from various web sites mentioned below.

LIMITATIONS OF THE STUDY

The study is limited to “Commodity Trading – Investment and Speculation” in the Indian context.
1 The study cannot say as totally perfect as it is subjected to  any alteration .
2.  The study is not based on the international perspective of
commodity markets. It is limited to national level only.

CONCLUSION

•    The trading in commodity derivatives started on Dec. – 2003.
•    Within a short span of 3 years the trading volume in commodity derivatives increased in a rapid manner, now it going to equalize with the financial derivatives trading volumes.
•    First derivatives emerged as hedging products in commodities.
•    These commodities are the risk management instruments which transfers the pricing risks to other parties.
•    Internationally, commodity derivatives are exchange – traded.
•    In the bullish market, the investors can earn profits by buying the commodity futures.
•    In the bearish market, the investors can earn profits by selling the commodity futures.
•    The hedgers can transfer their risks to other parties by ways of long hedge and short hedge.
•    The speculators can build large positions with little margins by way of leverage and their profit/loss potential is unlimited.
•    The arbitragers can also earn risk less profits by ways of cash –and-carry arbitrage and reverse cash-in-carry arbitrage.
•    These commodity products are very much new to India.
•    The SEBI is taking necessary actions to create awareness into the investors.

RECOMMENDATIONS

•    The commodities are very complex financial instruments. Hence the investor should take at most care while trading.

•    In India, the commodities only have commodity futures, and the options in commodities should be introduced.

•    The SEBI and the Stock Exchanges should take more actions (investor’s awareness programmers) to create awareness and knowledge in between the investors.

•    All the persons and intermediaries associated with the commodity derivative markets must fulfill the minimum education (NCFM).

•    By using the trading strategies (long hedge and short hedge) the producers can transfers the pricing risk.

•    The agree commodity producers can get better prices for their production in the market by way of efficient price discovery with the help of future prices.

•    By using these commodity futures the farmers can benefit by way of short-selling.

•    By using commodity futures inventory risk will be minimized.

Download Final Year MBA Finance Project Case Study on Commodities Trading Investment and Speculation for MBA Marketing Projects.

Mergers and Acquisitions in Indian Banking Sector MBA Project aim & Objective:

OBJECTIVES
1    To study the trends in the inflow of foreign direct investment
2    To study the share of top investing countries of FDI during the period 2003-2006.
3    The sector attracting highest FDI equity inflow
4    Foreign technology transfer
5    Country wise technology transfer
6    Country wise technology transfer approvals
7    Sector wise technology transfer approvals
8    To study the causes and reasons for low FDI inflow in the country
9    To study the determinants for attracting the FDI
10    To study and understand mechanism of approvals of FDI by RBI and FIPB
11    To study the FDI policy in brief.

METHODOLOGY:

This project is entirely based on freelance work done by the student and therefore no organization has been taken as a base for doing the project. AN exhaustive amount of data available on the internet, from the text books, news papers, and various magazines and suggestions from a few experts in the field has been taken in doing this project.
As this is a free lance project, the data has been entirely collected from secondary sources and therefore its authenticity can be vouched for only by going through the same literature which has been used.

Download Mergers and Acquisitions in Indian Banking Sector MBA Finance Final Year Project case Study.

1.    Among the three portfolios I  II and III, portfolio III gives a highest return with a proportionate risk (   ) of 44% with a return of 52.57%.
2.    Portfolio III has outperformed in both Sharpe’s and Treynor’s measure.
3.    It is advisable to invest in portfolio III i.e. foreign collaboration securities in long run and portfolio II i.e. public limited companies in short run because the later is more correlated with the market index.
4.    Diversification of portfolios in various projects or securities may reduce high risk and it provides the high wealth to the shareholders.
5.    Beta is used to evaluate the risk proper measurement of beta may reduce the high risk and it gives the high risk premium.

Combination of individual assets or securities is a portfolio. Portfolio includes investment in different types of marketable securities or investment papers like shares, debentures stock and bonds etc., from different companies or institution held by individuals firms or corporate units and portfolio management refers to managing securities. Portfolio management is a complex process and has the following seven broad phases.

1.    Specification of investment objectives and constraints.
2.    Choice of asset mix.
3.    Formulation of portfolio strategy.
4.    Selection of securities.
5.    Portfolio execution.
6.    Portfolio re balancing.
7.    Portfolio performance.

Download Final Year MBA Project Report on Optimization of Portfolio Risk and Return.

Since this has been a start up company entering into second year, it wanted to check out levels of satisfaction before coming up with new policies to  take future course of actions.   I was given the task to understand the various aspects related to Employees satisfaction in the organization.             
Halcyon also wanted to make out an external survey in identifying the benefits other company offers to its Employees and compare those things along with the benefits offered by the company.
Organization also wanted to know Employees understanding of company’s mission and vision statement.
Company also wanted to check Employees satisfaction levels with their team leaders, with the Management and within the team members.                                  
Some of the secondary objectives that I identified were:

•    To measure Employees satisfaction on Compensation and Benefits.

•    To find out the expectations of Employees from Management.

•    To compare the desired satisfaction with the actual one.

•    To compare the satisfaction in different levels i.e. female and male Employees, juniors and seniors and within different teams.

Scope of the study

The MBA HR Project – A study on analyzing levels of Employee Satisfaction at Halcyon Technologies case study covers all levels of Employees and various aspects of Employees like: 
Identifying Employees attitudes towards various attributes at work place.   
This study gives us an insight of how Employees see and perceive about Organization.
Interpersonal relations,

Opportunities for career growth,

Compensation and benefits,

Training and development,

Working conditions,

Communications,

These aspects were taken into consideration to measure Employee Satisfaction at Halcyon Technologies.

Dimensions of employee satisfaction survey are
1. The knowledge of the company vision/ mission and strategies of   employees?                                               

2. Satisfaction with HR Policies and Procedures

3. How confident is the employee about the Company’s ability to reach its              
Goal?

4. Compensation and Benefits

5. Whether the company has made reasonable efforts to allow its   
Employees to balance their work and family?

6.  Work Environments

7. Opportunities for growth

8. Whether individuals are respected in this company.

9. About Training Need

Limitations

These were certain limitations of my project if these limitations would have been taken care of project would have been catered to its need in a better way
•    Survey was conducted in 2 days due to which Employees did not get enough time to complete the survey properly.

•    Incidents happening at the time of the survey have affected it.

•    Employees thought that the questionnaire was too big and too specific.

•    Custom insight web portal has a limitation of giving analysis of 10 responses free of cost, so we could not get full fledge report of all the employees together and hence we thought of creating our own report using Ms-Excel.

•    Responses to open ended questions were not been given as the employees were reluctant in giving responses due, to which we could not decipher the exact opinion of the Employees for most of the questions. 
Due to the following limitations the desired objective for conducting Employee Satisfaction Survey was not achieved

Download MBA HR Final Year Project Report on “A study on analyzing levels of EMPLOYEE SATISFACTION At HALCYON TECHNOLOGIES”

OBJECTIVES OF THE STUDY: –

•    To ascertain the return both firm wise and industry wise as a whole

•    To Know the risk factor in the firm and Industry as a whole

•    To know the fluctuations of the security prices of the selected firms.

•    To compare Industry index with BSE-200 Index in various aspects.

SCOPE OF THE STUDY: –

This scope of Project Report On Security Analysis A Study On Selected Industries MBA Project study is limited to few selected industries. Those are Pharmaceutical, Information Technologies, Automobile, & Banking Industry.

In those industries, only some are selected. They are 6companies each from pharmaceutical, I.T., Automobile industry and 12 companies from banking industry.

This study is analysis of previous twelve months (Jan-06 to Dec-06) data relating to prices of shares in Bombay Stock Exchange only.

LIMITATIONS OF STUDY: –

•    This study is limited to some selected industries 
(Pharmaceutical, Banking, Information technologies &Automobile)
•    Dividend is not considered in the calculation of Return. Price change is only taken into consideration.
•    Situations in stock market are always subject to change.

ASSUMPTIONS OF THE STUDY:

•    This study assumes than an investor purchases the share at the beginning of the month and he sells the share at the end of the month.
•    Investors make the decision on the basis of previous returns and risks that are unsystematic risks.
•    For calculating the returns of each industry this study assumes that the indexes are taken in to consideration.
•    The investors give preference to the securities that have given positive returns previously.

Conclusion:-

After analyzing the selected companies from selected industries, this study concludes returns, Unsystematic Risk, fluctuations in the share prices and co-efficient of variations for the selected companies from the selected industries.

In the area of Banking Industry, it can be concluded that Only Four Banks from selected twelve banks are noted High average return than the overall banking industry average return (Calculated on the basis of BANKEX) for the period of study. In case of less average return noted by eight banks in that four banks are noted negative average returns for the period. According to the BANKEX, the average return of the banking industry shows 3.09 % average return for twelve months of study.

In the area of Automobile industry, only three companies was noted more average return than the industry return (Calculated on the basis of the auto index maintaining by BSE) from the selected six companies. Remaining three companies were noted less than average returns. Hero Honda motors confined a negative return, as the average return for the period of previous twelve months of the automobile industry was 2.18%.

In the area of I.T. Industry, it can be concluded that only three companies were registered positive average returns from the selected six companies. In the reaming ones HCL was expressed the high negative return in the selected companies as -3.57%. The average return of the I.T. Industry was 2.84% for the twelve months period.

In the area of Pharma Industry, it can be concluded that four companies were registered positive average returns from the selected six companies. In the reaming ones HCL was expressed the negative return in the selected companies as –2.31%.The average return of the I.T. Industry was 1.67%for the twelve months period.

In the case of unsystematic risk I.T.Industry was moving with the lowest risk as 5.45% than the other industries. And the BSE200 returns were moving with the high variability (S.D.) as 57.31%than the other industries.

To know the fluctuations in the prices of the shares of selected companies in the selected industries, this study constructed index in the simple average method. To construct index this take only selected companies.

The index points of BANKING INDUSTRY moved from around 90.54 to137.22 and as such the fluctuations not that much high. But in the month of June there is a drastic change in index points reached the level of 91.78. The highest points 137.22 were noted the month of December 2006. This is industry follows the trend. It means it has increased to one level and decreased. Again increased, can be expecting the downward trend in the next future. We can apply the trend analysis for this industry.

The index points of Automobiles industry moved from around 100 to 125.63.Index points were increased up to April and reached highest level of points as 125.63. Then after the index points were decreased till July and then the index were moved in upward trend till September. In the last three months there was not that much change in the points.

The Index points of I.T. Industry are moved around from 80.74 to 107.26. The points are not maintaining a trend. These industry index points are moving upward and downward. There are not that much fluctuation in the index points. These points reached in the month of December 2006 at higher level of 107.26 and noted lower level in the month of August at 80.74.

The index points of Pharmaceutical Industry moved around from 89.98to112.05.The index points of this industry are fluctuating highly but not in the higher rate. These points are increasing and decreasing every month. This industry’s points were ended with104.28 in last month. Investor cannot assume the trend of this industry. In this industry the index points are not following the trend. They are fluctuating without any trend. Reached lowest level in the month of May and higher level in the month of February.

RECOMMENDATIONS:-

This study recommended some companies and industries on the basis of coefficient of variation. In the case of industries investor better to go for IT industry followed by Banking Industry and if he want to diversify the risk he can go for automobile industry then last preference shall given to Pharmaceutical Industry. 

In the case of companies investor wants to invest in more industries and don’t want to give preference for the specific industry. The investor needs to give the preference to the companies on the basis of coefficient of variation. First rank will be Mahindra and Mahindra from Auto industry and next HDFC from Banking Industry. Then give the preference to UTI, NIIT , ICICI, Aurobindo, SBI, TATA, WIPRO, and so on.

Download Project Report On SECURITY ANALYSIS A STUDY ON SELECTED INDUSTRIES MBA Project

The study was undertaken to accomplish the assignment of measuring Brand image of ICICI Prudential Life Insurance.

Insurance is a Service marketing, where every insurance company serves for customers.

In today’s market there are many no of insurance companies, which are not up to, the expectations in terms of sales. At present every insurance company will focus on increasing the sales, but no one will concentrate on customer satisfaction.

There are few companies, which are leading the market with their brand image. ICICI is one of the leading insurance companies in private sector with brand image of ICICI.

The customer develops a set of brand belief about where each brand stands on each attributes or factors. A set of belief about a brand makes up the brand image. The customer brand image will vary with further experience has filtered by the effects of selective perception, selective distortion and selective retention.
[From various products of ICICI i.e. Banking, Loans, Mutual funds, General and Life insurance, web trade, the consumer can make up the brand image of ICICI based on the services provided by the above said sections.]

Actually this project deals with the measuring of Brand image of ICICI prudential Life Insurance in the terms of customers’ satisfaction. The methodology adopted to achieve the above task is as follows.

The respondents are divided as the present customers, lost customers and the non-customers of ICICI prudential life insurance company.

A Study on Brand Image of ICICI Prudential Life Insurance Ltd MBA Project  includes the measure of satisfaction levels of the customers. It also aim at the estimation of going back of lost customers. The research of the non-customers of ICICI Prudential was aimed at measuring the inclination of them towards ICICI.

Insurance business is divided in to four classes:

1.    Life Insurance

2.    Fire Insurance

3.    Marine Insurance

4.    Miscellaneous Insurance

OBJECTIVES OF THE STUDY

The basic objective of this study is study to estimate the measuring brand image of ICICI prudential life insurance. The estimation of brand image includes the existing customers, the non-users of the ICICI prudential life insurance.
The survey of the present customers of ICICI prudential life insurance is carried out to estimate the levels of their satisfaction with regard to the service of the ICICI prudential life insurance .ad also to analyze the shortcoming in the service of the ICICI prudential life insurance, because the satisfactory levels of the customers using ICICI prudential life insurance will reflect whether they continue to use or not.  The survey of the people, who never used the service of ICICI Prudential life insurance, helps us to unhide the reasons for not using it.

Hence measuring brand image of ICICI prudential life insurance is basically measured from two different points, retaining present customers, attracting lost customers by assuring quality services and attracting new customers this service and in expanding its market.

Download A Study on Brand Image of ICICI Prudential Life Insurance Ltd MBA Project Documentation and case Study report.

This Role of RPO in India at Customer Empowering Services Pvt Ltd MBA Project is undertaken to study the functioning of RPO and its business specifically in international market. The project focuses primarily on US IT market.

Objectives of the Study:

1.    To study the business model of RPO.
2.    To know the recruitment process in overseas market.
3.    To study the outsourced staffing done by RPOs

The recommendations are as follows:

1.    Identify the KRA’s (Key Resource Areas) and communicate the same to the employees so that he can be judged appropriately based upon it.

2.    The employees must be motivated to fill in the self review form appropriately.

3.    They must be appreciated for their individual achievements during the period and training/guidance must be given if they lack in some areas.

4.    The review must be conducted informally once in every month so that the desired result can be achieved at the time of actual review.

5.    The team leader should treat everyone equally without any bias and give appropriate ratings to each member depending upon their performance.

6.    The employees must be educated regarding the importance of Peer feedback that the true rating, be it positive or negative will help his colleague in understanding his abilities and drawbacks and he can develop himself on those aspects.

7.    To motivate employees for their extra ordinary performance apart from the PLI’s there must be some token of appreciation given for him in the form of  promotions or a simple gift voucher etc.,

8.    The token of appreciation should be given to those employees whose performance was extra ordinary as well as who have been in the organization for a longer period of time.

9.     The feedback from employees must also be taken regarding the working style of management so that the management functions can also be improved. They must be given the freedom to express their concerns.

10.    While conducting the Performance Review the team member must also be given the right to rate his team leader or provide him the feedback because a cordial relation between the team lead and members of the team is very important and the lack of good understanding may hamper the team work.

11.     The problems or hindrances which are faced by employees should be taken care of, so that the employee is satisfied and works enthusiastically.

12.     The employees must be informed before – hand that he needs to provide a proper justification for the ratings given by him and it will ultimately help him to recognize his accomplishments and drawbacks.

13.     The one to one meeting should be conducted in a peaceful manner so that it does not lead to any argument and the desired objective is achieved.

14.     Measures must be taken for effective time management because the delay in the process will lead to distractions.

15.     Suggestions must be taken from employees after the review process in order to make it more effective.

16.     The career goals and career prospects of an employee must be taken into consideration so that they stay committed to the organization.

17.     The negative feedback should be given and taken in a constructive manner.

18.     There must be delegation of authority so that one individual doesn’t feel the pressure of handling all the responsibilities.

19.     Efforts must be taken to reduce the communication gap between the employees and management.

20.     All the employees of the organization must maintain a personal diary to record their day to day achievements as well as the problems they faced during performing a particular task so that he has a record of all the things and it can be reproduced in front of the team leader or management as and when the need arises. 

Download Role of RPO in India at Customer Empowering Services Pvt Ltd MBA Project

Halcyon Technologies has given me an excellent opportunity of designing a new Performance Appraisal System for their company. It was designed after understanding the Halcyon Environment at whole.

Since my internship was for four months, I could not be a part of the entire Appraisal System but only the Review system.                           

A customized and relevant Review System was prepared which would fulfill both the needs of Management and Employees. The Self Review Form and Peer Feedback form was designed and then sessions were conducted to make the employees understand the Process and importance of Performance Review. Then as scheduled the one-one meeting between the employee and their respective Team Leader was conducted and the final report was given to HR Manager.

This Review would help Employees in their upcoming Performance Appraisal where the hikes, incentives etc would be based on their targets set at the time of Review.

Objectives of the Study

Halcyon being a start – up company I got the opportunity to design a new Performance Review System under the guidance of HR Manager. The secondary objectives of my study were:

1.    To develop an effective Performance Appraisal system.
2.    To know the Requirements of management regarding the designing of new Appraisal system and Review System.
3.    To help the Employee in understanding the Process of Performance Review.

Findings

as the whole Process was designed by the HR department, I was also involved in it from the designing stage to the implementation part of the Review system. In this process I could recognize the benefits derived out of this system as well as observed some drawbacks.

My Findings from the questionnaire were:

1.    The perception of employees regarding performance Review was a hike in Salary, which is not the case in reality.
2.    After knowing the requirements of employees a training session was conducted to help the employees understand the need and process of Performance Review and Criteria to give Self Rating.
3.    They were aware of the fact that the General Work Behavior would play a major role in their Review but were unaware of all the Standards and Aspects used to Evaluate their Performance

Other Findings:

4.    The process did not take place in the exact time frame as planned and scheduled.
5.    A good improvement was seen in the inter-personal relationship between the team leader and subordinates.
6.    Many employees could not justify the ratings given by them in the Self Review Form.
7.    It helped the employees in understanding their past performance and setting up of targets and goals for future.
8.    They got to understand the organizational needs and it helped in developing a sense of belonging towards the company.
9.    It helped the management in identifying the Caliber of employees and encourage the same.
10.    The employer and employees got a platform to understand each other in a better manner.
11.     The management was too much dependent on team leaders for conducting
Reviews.
12.     When the Peer Feedback Form was given employees were too hesitant in giving ratings to their colleagues.

Recommendations

After the successful completion of the whole Process of Performance Review System MBA HR Project  under the supervision of the HR Manager I.e. by recognizing the need for Review policy, designing the policy, taking up a presentation to explain the importance and process of Review, attending the meetings with the team leader, being a part in discussions by the management regarding appraisals  and analysis of the feedback given by employees helped me to evaluate the benefits and shortcomings of the Performance Review Process and recommend the measures to improve the same.

Download Performance Review System MBA HR Project