Category: MBA Projects

MBA Project Report

To understand  the factors with which these leaders exert influence   on team   members    and   measuring the team members satisfaction   with regard to their   respective team Leader. Sampling method used for this study is convenient sample.

One of the newest and most encompassing approaches to leadership, transformational leadership is concerned with the process of how certain leaders are able to inspire followers to accomplish great things. Transformational leadership emerged from and it is rooted in the writings of scholars such as burns (1978).

In this A Study on Transformational Leader Ship at V Source MBA Project report I found that there are several positive features of the transformational approach, including that it is a current model that has received a lot of attention by researchers, it has strong intuitive appeal and kit places strong emphasis on morals and values.

Transformational leadership: An empirical study of  Team leaders working

V Source

The objectives of this study are

To measure the leadership qualities of team leaders working a IT company

To understand the factors with which these leaders exert influence on team members

To measure the team members satisfaction with regard to their respective team leader.

SCOPE

The scope of this study is limited to team leaders working for software companies located in Hyderabad and Secunderabad.

SAMPLE LIST

For the purpose of this a sample list was prepared in consultation with faculty members and people working in the IT industry. Companies in the sample list consist: Wipro TCS, Infosys, V SOURCE, Infotech etc.,

SAMPLE METHOD

Sampling method used for this study is convenient sample. A request letter was sent to all the companies listed in the sample list. However, with reference I received acceptance form
V SOURCE  only. Hence questionnaires were administered in V SOURCE.

SAMPLE SIZE

In all 150 questionnaires were administered to the team leaders working in V SOURCE. Questionnaire was given to the Team leaders and I asked them to fill the questionnaire. As per the instructions of the V SOURCE HR managers V SOURCE  a collection box was kept in the premises of the V SOURCE to enable the team leaders to drop the questionnaires. After three days I personally went to V SOURCE to collect the questionnaires. Of the 150 questionnaires, 129 were returned. These questionnaires were removed from further analysis. Finally, 94 questionnaires were found usable with usable response rate of (63%)

CONCLUSIONS & SUGGESTIONS

•    After the data analysis I conclude that majority of the graduates males and females hold subordinates, trust, maintain their faith and respect, show dedication to them appeal to their hopes and dreams.

•    After the analysis it can be interpreted  that (44%) of the total female post graduates use appropriate
Symbols and images to help others focus on their work, and try to to make others feel their work   
Significant.

•    Majority of the graduates(33%) are agreed to make others feel good around them once in a while.

•    I found that majority of the graduates leaders do not fell emotional attachment to their department that means they are not emotionally involved in their department.

•    I conclude that most of professional male shows the degree to which u will tell others what to do in order to be rewarded, emphasize expectation from their team member.

•    I conclude that professional leaders are let others do work in their own style.

•    Most of the leaders show interest in others well-being, assign projects individually, and pay attention to those who seem less involved in the group said they do not feel like part of the family at their department.

•    After the data analysis I conclude that most of female leaders providing recognition/rewards when others reach their goals and also provide others with new ways of looking at puzzling things.

•    I found that majority of the graduates leaders have complete faith among their group members.

•    After the analysis it can be suggests that most of female leader should provide feel good environment among their team members.

Download A Study on Transformational Leader Ship at V Source MBA Human Resource HR Project Case Study.

MBA Final Year Project Abstract:

To analyze the concept of insurance better and for making customer awareness analysis towards insurance. First a sample survey should be done on these things to know the awareness level of customers in this regard and by this the satisfactory levels of the existing investors who have already invested in life insurance.

There is more competition in this industry so there is a need to retain the customer with the organization. So to sustain in the market the company has to follow various strategies by attracting new investors and to retain the existing investors.

Value addition to Organization

1)    The organization can estimate the satisfactory levels of existing customers in life insurance.
2)    The Organization can know about the potential investors, who are interested and going to invest in life insurance in the near future.
3)    They can know about Asset Management Companies, which people prefer to invest.
4)    The Organization can do more business with this

Value addition to myself:

1) We will get Industry exposure.
2) We can know about level of awareness about life insurance in people.
3) We can know about the satisfactory levels of existing investors
4) We can trace out the future investors

Objective:

–    Our main objective is to selling the various life insurance policies and creating need to the customer to save their amount.
–    To create aware
–    Less among the customers about different products of Centrum direct.

Objectives:

The main aim of the Life Insurance Polocy MBA Project at BAJAJ ALLIANZ study is to accomplish the following objectives:

Primary Objective:

To study and analyze the Perception of people towards life insurance in the current Financial Market.

Secondary Objective:

1)    To know the present satisfactory levels of existing policyholders.
2)    To know the reasons for preferring life insurance. 

Limitations of the study

1)    The time is not sufficient to meet all the investors.
2)    Respondent’s suggestions may or may not be correct.
3)    Researchers don’t have experience.
4)    Factors considered in the questionnaire may or may not be Sufficient.
5)    Sample size is too low to get the proper information.
6)    As many customers are not willing to give their opinions, we are unable to
get Proper information.
7)    Opinions of investors may vary by time.

COMPETITOR THE BAJAJ ALLIANZ CHILD GAIN POLICY

–    birla sun life insurance
–    hdfc standard life
–     sbi life insurance
–    aviva life insurance
–    max new york life
–     ing vysya life insurance
–    tata aig insurance
–     tata aig
–    group term insurance
–    convertible insurance
–    shriram life insurance
–    hdfc standard life insurance
–    icici prudential
–    lic
–    birla sun life
–    lic india
–    money back policy
–    pension plan
–    lic agent
–    Lic of india
–    tata aig life
–    max newyork life insurance
–    birla sunlife   
–    tata aig life insurance
–    icici lombard
–    metlife india life insurance
–    lic insurance
–    Insurance nri
–    om kotak mahindra
–    new india assurance company
–    bharti axa
–    ing vysya life
–    sahara india insurance
–    kotak life insurance

Company has given me the target of collecting data base from prospective customers during these 2 months. Our company guides are helping a lot in explaining each and every point regarding in achieving our targets. Till now I undergone training Sections and also participated in their office works and had taught all the manual Works that take place. Our job is to collect data base from Prospective customers, and sell policy and give them It to company.  we need to go there and Survey that area at last we are supposed to submit the report. My theoretical knowledge’s helping a lot unconvincing the customers to give their details like that; being professional they are allowing us to make a talk with them. By the completion of my project I am surely can say that the person with good communication skills, Patience and a little bit of knowledge is enough to be a marketing manager. While coming to the point of achievements, our Job is to collect database and the finally selling the policy’s still now. So it will take some time to get the results. I am so happy with the OJT and with my work.

CONCLUSION:

It helpful in developing the soft skill area, boosting the confidence and also understanding the application of theory learned in the classroom. Also it has been helpful to enhance knowledge in terms of various functional aspects of organization, products and industry.

A part from given practical exposure to me, OJT is beneficial to organization also as it provides platform to the organization to experiment different low cost activities and enhancing with channel partners

Download Life Insurance Polocy MBA Final Year Case Study Project at Bajaj Allianz

Final Year MBA Project Report

“A Study on Dealers Perception towards Asbestos Cement Sheets MBA Project ” with special reference of Visaka Industries Limited.
Visaka is being quality brand with a good brand image in the asbestos industry now; it is facing more competition from different brands of asbestos in the market of Twin cities. So, a research has been done to know perception of dealers.

OBJECTIVES FO THE STATEMENT:

–    To Study business operation by players involved.
–    To elicit opinion about sales in future from trade people.
–    To fine out the media to promote through dealers.
–    To find out which companies promotional activities and services are good.
–    To fine out customer feedback an asbestos sheets consumption.

SCOPE OF STUDY:

The Scope of study pervades the data collected from the dealers of different cement brands. The study is mainly, which might help shutdown Visaka Industries to know the pulse of the customer and the competitive techniques used by theirs players.
The study reveals the size of the market of asbestos cement sheets in Twin cities, which will be helpful for the company to expand its market and increase its sales in different areas of the city.

RESEARCH DESIGN:

(a)    Sampling Technique:
The technique is used in the study is Simple Random sampling procedure.

(b)    Sample Unit:
In the study of research has been done towards the dealers of different brands of Asbestos cement sheets in Twin cities.

(c)    Sample Size:
Sample size 100 Dealers belonging to different areas of Twin cities was drawn.

SOURCE OF DATA:

(a)    Primary Data:
Primary Data was directly collected from the dealers of different brands of Asbestos cement sheets in Twin cities with the help of a structured Questionnaire.
(b)    Secondary Data:
Secondary Data was collected from the company Profile, company broaches.

TOOLS FOR ANALYSIS:
The collected data is furnished in the form of purposeful tables. The tabulated data is further analyzed with the help of percentage.
Bar diagrams and pie charts are constructed for quick and easy understanding of data.
LIMITATION OF THE STUDY:

The study has got certain limitations of which a few are listed below
1.    The Study is under taken only in twin cities.So the information does not resembles the overall market potential.
2.    Is the availability of respondents are less  the survey has been  done on 100 dealers.
3.    There may be an error due to market fluctuation.
In spite of all these limitations the project can definitely be helpful for asbestos cement sheets in  deciding about the areas of twin cities in which it can setup its  outlets.

Download A Study on Dealers Perception towards Asbestos Cement Sheets MBA Finance Case Study Project.

MBA Final Year Project Abstract:

Foreign direct investment (FDI) in all over the world in general and in India in particular after the opening up of our market with the adoption of the policies namely globalization, privatization and liberalization has no doubt emerged as one of the most significant source and contributor of external inflow of resources and is one of the most crucial contributors to the capital formation despite their share in the world arena still catching up. When we talk about the term FDI we are talking about a bundle of resources that usually flow into a country including besides capital, production technology, global managerial skills, innovative marketing strategies and access to new markets.

In this MBA Project Report On Stress Management of Employees it has been tried to provide a comprehensive picture about the foreign direct investment ranging from its conception as a potent source of investment the world over, its various types, the methodology adopted top FDI countries and agencies engaged and other important aspects.

A cumulative and an exhaustive study of the overall scenario of FDI in India starting from the introduction of FDI in the country, share of top investing countries, sectors attracting highest FDI flows, sector wise technology transfer and approvals.

We will also look at the determinants for attracting FDI in the country and also the causes for low flow of FDI and the mechanisms that can be undertaken to make our country attractive enough for investors. This study entirely relies on secondary data collected after a thorough and exhaustive study of various websites, text books, journals, newspapers, magazines and great inputs form various professors and professionals specializing In this area.

Though the policy is reviewed frequently we lack when compared with countries like china, so it’s high time the government takes steps to further liberalize the economy and streamline and liberalize the policies to make India the most preferred FDI destination in the world.

SCOPE OF THE STUDY

as this study is aimed to analyze the trends in the FDI inflows, the main focus is given on the recent trends in the inward FDI inflows, sectors attracting highest FDI, and the share of top investing countries, it covers only equity capital components. The scope is limited to the availability of the secondary data.

LIMITATIONS OF THE STUDY

the study is conducted in a short period, which was not detailed in all aspects.
Non-availability of accurate data to FDI
Data in one secondary source do not match with that of another source.

Download MBA Finance and HR Project Report On Stress Management of Employees.

ABSTRACT:

Portfolio Evaluation and Investment Decisions MBA Final Year Project Report and Documentation Case Study can be defined and used in many a ways, because the basic meaning of the word is “combination of the various things keeping intact”. So I considered and evaluated this from the perspective of the investment part in the securities segment.

From the investor point of view this portfolio followed by him is very important since through this way one can manage the risk of investing in securities and thereby managing to get good returns from the investment in diversified securities instead of putting all the money into one basket. Now a day’s investors are very cautious in choosing the right portfolio of securities to avoid the risks from the market forces and economic forces. So this topic is chosen because in portfolio management one has to follow certain steps in choosing the right portfolio in order to get good and effective returns by managing all the risks.

This topic covers the how a particular portfolio has to be chosen concerning all the securities individual return and thereby arriving at the overall portfolio return. This also covers the various techniques of evaluation of the portfolio with regarding to all the uncertainties and gives an edge to select the right one. The purpose of choosing this topic is to know how the portfolio management has to be done in arriving at the effective one and at the same time make aware the investors to choose the securities which they want to put them in their portfolio. This also gives an edge in arriving at the right portfolio in consideration to different securities rather than one single security. The project is undertaken for the study of my subject thoroughly while understanding the different case studies for the better understanding of the investors and myself.

This project deals with the different investment decisions made by different people and focuses on element of risk in detail while investing in securities. It also explains how portfolio hedges the risk in investment and giving optimum return to a given amount of risk. It also gives an in depth analysis of portfolio creation, selection, revision and evaluation. The report also shows different ways of analysis of securities, different theories of portfolio management for effective and efficient portfolio construction. It also gives a brief analysis of how to evaluate a portfolio.

OBJECTIVE OF THE STUDY:

–    To help the investors to decide the effective portfolio of securities.

–    To identify the best portfolio of securities.
–    To study the role and impact of securities in investment decisions.
–    To clearly defining the portfolio selection process.
–    To select an optimal portfolio.

LIMITATIONS:

–    The data collected is basically confined to secondary sources, with very little amount of primary data associated with the project.

–    There is a constraint with regard to time allocated for the research study.

–    The availability of information in the form of annual reports & price fluctuations of the companies is a big constraint to the study.

Download Portfolio Evaluation and Investment Decisions MBA Final  Finance Project.

The aim of this Life Insurance MBA Project at ING Vysya Final Year Case study is to examining a client’s personal situation, financial resources, financial objectives and financial problems in a comprehensive manner, monitoring the plan performance to take corrective action as necessary to assure that results match the plan projections. So this study is also intended to find whether people are aware of ING Vysya Life Insurance.

From the project analysis and interpretation the conclusions are:

1)    Most untapped insurance market in India contains mostly middle class and lower class people.

2)    The customers give preference more to premium of policy and benefits of the policy. Brand name and flexible payment options are given less importance.

3)    Even though the premium price is not within the customer budget, if the benefits offered by policy are good customers is ready to take the policy.

4)    The customers want the premium price to be within the budget, with good benefits.

5)    The private insurance companies are unable to tap the untapped insurance market certain strategies should be formulated to grab the market.

6)    Most customers feel that setting up of stalls at appropriate locations and providing information regarding various policies and benefits offered by the insurance company and create awareness about the insurance company.

7)    ING has an international brand image by their world wide advertisement like formula one race and many other sports events still it need to implement more marketing advertisement to attract the customers.

8)    The present study is an attempt to find the unit linked plan as a part of financial planning, moreover to determine whether the unit linked plan would help the people to avail the tax benefit, protection, and savings.

Download Life Insurance MBA Project at ING Vysya.

MBA Final Year Students are doing their project in “Bajaj Allianz life Insurance”,dealing with the project of “A Study on Promotional Mix of Insurance Products and Its Importance on the Growth of the Company “

The need of my study is to know about the policies and its importance for the development of the company.   The promotional strategies following by the Bajaj Alianz Life Insurance Company was only on the recruitment process of the ICs (Insurance Consultancy) for the growth of development of the company business. Bajaj Alianz Life Insurance Company consists of all type of insurance products which will suitable for the better understanding of Indian people.

Right now Bajaj Alianz promoting one of the best policies in the market it’s called capital unit gain.  It is the policy which is developing the Bajaj Alianz Life Insurance Company Ltd.,

To analyze briefly about the company’s products and also the promotional strategies following for the development of the company.  Through this research we can also know about the customer, competitors of the company.

There is more competition in this industry so there is a need to retain the customer with the organization. So to sustain in the market the company has to follow various strategies by attracting new investors and to retain the existing investors.

VALUE ADDITION TO ORGANIZATION

1.    They can able to know for what extent there promotional strategies helping to increase the business.
2.    They can able to know for extent the customers aware of their products.
3.    If any necessary changes should be taken if any lacking is there.

VALUE ADDITION TO MYSELF

1.    It is a opportunity to apply the concepts learnt in the class room to real life situations
2.    I came to know the nuances of a work place by assigning time bound ness in the company.
3.    It is a platform to work and develop a network which will be useful to my career prospects.

Objective of executive training
–    Our main objective is to selling the various life insurance policies and creating need to the customer to save their amount.
–    To create awareness among the customers about different products of Centrum direct.

Objectives of management thesis

The main aim of the present study is to accomplish the following objectives:
Primary Objective:
–    To know the promotional strategies of the company and what extent that strategies helped the company to develop in the competitive market.

Secondary Objective:
–    Up to what extent the people are aware of  their policies.
–    Which product has increased the company

Limitations of the study
there are varieties of products in the market it is very difficult to study.

Download Final Year Case Study and Report on Promotional Mix of Insurance Products and Its Importance on the Growth of the Company.

OBJECTIVES OF THE STUDY:

1.    To measure team members perception about their team leader
2.    To understand what kind of relationship exists between team leader and team members
3.    To find out what kind of  LEADER SHIP STYLES are existed in the teams of NAYOR SOFT  co
4.    To suggest strategies to enhance team performance .

NEED OF THE STUDY

Leadership style concepts may be valuable in identifying strengths and weaknesses of current and future leaders, and leadership style inventories and assessments are available. They can also be used to identify what kind of leader is needed for a particular organization at a particular time and assist in choosing someone who has the desired leadership approach. Finally, they can be useful in increasing a leader’s self-awareness of his or her own leadership preferences and approaches for the purpose of self development.

SCOPE

Scope of the current study is limited to NAYERSOFT, located at Adrsha nagar, Hyderabad.

SAMPLE STRUCTURE

For the purpose of this “A Study on Leader Ship Styles of the Teams MBA HR Project” study sample has been collected from employees  working in NAYERSOFT, total 96 of sample were collected among that 20 of female and 40 no of  males there. 

INFO COLLECTION

For the purpose of the study data has been collected through two sources among that
1.    Primary source
2.    Secondary source

PRIMARY SOURCE:

For the primary source data collected through structured questionnaire divided into three categories those are to measure the environmental, physiological and psychological factors stress. Totally twenty two questions and with four demographic questions

SECONDARY SOURCE:

For the secondary source I collected information from the company websites , company broachers,  from journals  and articles about the company

TOOLS AND TECHNIQUES

Data has been analyzed   by using , cross tabulations   .From the total 96 members there are  9 teams .for the purpose of finding overall leader ship styles I  analyzed  the teams as single team wise and I compared the  all teams to  know what  leader ship styles are followed by the NAYOR SOFT. 

LIMITATIONS

A major limitation of this study is that, apart from administering questionnaire management didn’t allow me to talk with the workers in person.
Questionnaires were handed over to the HR manager and he administered them among the workers.

FINDINGS:

By considering the whole 9 team’s team member’s   perception regarding their team leader
We concluded   that the team leader of every team was not following the constant type of leader ship style.
Team 1  leader following  democratic  style, Team 2,4,7 leaders  are following democratic &autocratic style ,Team 6&8  leaders are following democratic& democratic Team  3&5  leaders are  following  democratic style Team 9  leader following  free reign type leader ship styles .
By analyzing the whole team members perceptions relating to their team leader behavior the following things were find out:

Most of the team leaders were not considering the suggestions of team members
Some of the team leaders not allowing the team members to contribute their ides to the particular projects. For a major decision to pass in their team, it must have the approval of each individual or the majority.

When someone makes the mistake the leaders asking them to note down it and not ever do it
But most of the leaders not creating an environment where the team members take ownership of the project and allows us to participate in that decision making process but some were doing.
Most of the team leaders were allowing team members to determining what has to be done and how to do it some team members are not allowing .Most of the team leaders were delegating   tasks in order to implement a new procedure or project.  Some team leaders were closely monitors the team members to ensure they are performing correctly some team leaders were not.

All of the team leaders were working When there are differences in role expectations,   with to resolve the differences .in most of team leaders view each individual is responsible for defining their job. Some of the leaders using   the   leadership power to position hold over subordinates.
“They are not sharing the data with Team members”.

Download A Study on Leader Ship Styles of the Teams MBA HR Final Year case Study Project.

OBJECTIVES OF THE STUDY:

• To study the relevance of capital budgeting in evaluating the project in a government organization.
• To study the technique of capital budgeting for decision- making.
• To understand an item wise study of the organization financial performance.

METHODOLOGY:

The information for this report has been collected through the Primary and secondary sources.

Primary sources:

–    The data is collected through the observation in the organization and interview with officials.
–    By asking question with the accounts and other persons in the financial department.(oral questioning)

Secondary sources:

These secondary data is existing data which is already been collected by Others, for that the sources are financial journals, annual reports of the SOUTH CENTRAL RAILWAY, RAILWAY website, and other Publications of RAILWAY

LIMITATION OF THE STUDY

–    Lack of time is another limiting factor, ie., the schedule period of 6 weeks are not sufficient to make the study independently regarding Capital Budgeting  in S. C. RAILWAYS
–    The busy schedule of the officials in the S.C.RAILWAYS is another limiting factor.
–     Due to the busy schedule officials restricted me to collect the complete information about organization.
–    Non-availability of confidential financial data.
–    The study is conducted in a short period, which was not detailed in all aspects.   

NEED FOR THE STUDY

–     The EVALUATION OF CAPITAL At SOUTH CENTRAL RAILWAY MBA Finance Project study is undertaken to analyze and understand the Capital Budgeting process in South Central Railway, which gives main exposure to practical implication of theory knowledge.

–    To know about the organization’s operation of using various Capital budgeting techniques.

–    To know how the organization gets funds from various resources.

FINDINGS

–    It is estimated that a capital requirements of 2 lakhs of crores is required to complete the thousands of   projects already included in existing projects.

–    Actual realization of rate of return projected in at the time of project appraisal will depend on timely completion of project without any time over run and cost overrun.

–    The financing of Railways projects is organized at Indian   Railway level unlike Public Sector Units /Private companies were in Bank Finance    involved.

CONCLUSION

–    The NPV method followed on Railways is satisfactory.

–    The IRR method worked to evaluate the Railway projects is based on Discounted Cash Flow Technique.

–    In this method, the unit Cost Worked out by traffic costing department of Railway is adopted. The unit costs are updated continuously i.e., every year after closure of Financial Accounts of Railways.

–    In the two projects selected for studying the methods of financial evaluation of Railways projects it is seen the rate of return is estimated 17% to 22%.

Download Evaluation of Capital at South Central Railway MBA Finance Final Year Project Case Study.

AIM OF THE PROJECT:

To assess the impact of role of the non-performing assets (NPA’s) on the profitability of the bank.

OBJECTIVES:
1    To study the nature and cause of NPAs
2    To assess the growth and magnitude of NPAs in ALLAHABAD BANK.
3    To study the measures taken by ALLAHABAD BANK to reduce NPAs.

METHODOLOGY:
1    Personal interviews and discussions are conducted with the officials of the bank.
2    Expert’s opinions soughed on various aspects dealing with NPAs.
3    Analysis of annual report, profit and loss account and balance sheet of ALLAHABAD BANK.

SCOPE OF THE STUDY:

The Non Performing Assets in Allahabad Bank MBA Banking Projects Case study is laid on macro level and to find the impact of NPAs in ALLAHABAD BANK. It also analyses the efficiency of recovery measures undertaken by ALLAHABAD BANK.

PERIOD OF STUDY:

Study is undertaken regarding the NPAs in ALLAHABAD BANK for period of 3 years.

LIMITATIONS:

1    Study is entirely based on data willingly provided by the bank officials.
2    Study is confidential in nature, so the views expressed by the officials may be a general opinion.
3    The findings of the Study can not be applied to other branches of ALLAHABAD BANK.

SUGGESTIONS AND RECOMMENDATIONS:

Tackling the high level NPAs is certainly a major concern for the Indian banking industry. Raising level of NPAs is becoming a concern for the banks.
The report on NPAs in ALLAHABAD BANK conveys its concern about management of NPAs in the Indian banking system.
The suggestion and recommendations are listed below:
1.    ALLAHABAD BANK must employ/adopt scientific approach for appraisal before the loan is distributed and monitor it closely in real time.
2.    It must provide need based micro-credit for needy entrepreneur with good proposals and implement a system for selecting a good borrower.
3.    It must build a credit information bureau to restrict the errant borrower, from switching banks.
4.    Banks should always follow basic lending norms and take quick credit decisions.
5.    It must break up recovery to branch level network.
6.    It must set up separate NPA cell at each branch level.
7.    Take every NPA case as a separate issue and analyze the need for future findings from an economic point.
8.    Opt for out of court settlements.
9.    Remove the ‘Gross’ and ‘Net’ terms while distinguishing the NPAs.
10.    Government should set up asset Reconstruction Company as proposed by the Narasimham committee, to take over the bad loans of commercial banks and salvage what they can.
11.    Banks should develop advanced skills in risk management and evaluation of various credit risks.
12.    The regulatory authority should strengthen the debt recovery tribunal by appointing more judge and adequate number of recovery officers to dispose off the case.
13.    Periodically a list of defaulters may be published to enable the banks to take necessary action against the defaulters.
14.    Amend the relevant laws like CPC, Limitations act, Stamp act, Evidence act etc, to ensure that the bank default cases are dealt with an altogether different basis with limited number of adjournments.
15.    RBI could lower the bank’s exposure to individual borrowers, to bring economic prosperity equally around the country.
16.    The government should see to that the strong bank should not be merged with the weak bank, as it may effect the performance of the strong bank.
17.    The banks should cut down the operational expenses to bring bank the back on the track of profitability. VRS is one such measure to reduce the expenses.
18.    Government should not provide any re-capitalization facility from here after, as infusion of new capital may not restructure or lift the banks performance; hence the weak banks should be closed down.

Download Non Performing Assets in Allahabad Bank MBA Final Year Banking Sector Projects.