Category: MBA Projects

The sub prime lending crisis in the real estate sector In the USA where in borrowers with a low or sub prime credit rating were given loans to invest in the booming real estate sector in 2004-05 has led not only to a dig slow down of the US economy but its effect was also felt over the major nations of the world.

In this project it has been tried in the best way possible to analyze the various ways in which the sub prime lending muddle actually started.It has also been tried to analyze the way the US banking and lending agencies camouflaged their sub prime loans In to attractive ones and how backed by some credit rating agencies, were able to sell them off to other banks and investors by dividing them into collateralize debt obligations (CDOs).

This “A Study on Subprime Crisis and Its Effects on India MBA Project” also tries to give a comprehensive picture of the losses that the US banking sector incurred and not just that but how the whole sub prime muddle effected and questioned the banking practices in the world.

In the end it has been tired to take an Indian view of the whole sub prime fiasco and how India, though effected by this, thankfully not in a big way, can actually avoid such a scenario from occurring in the country and all the measures and practices that can been taken into consideration to avoid such a scenario.

Objectives of the Study:

•    To understand the meaning of “Sub prime Crisis”.
•    To analyze the effects of Sub prime Crisis on the world.
•    To analyze the impact of Sub prime crisis on India.
•    To understand the risks and causes of Sub prime crisis.

Scope of the Study:

The study is to cover the impact of the sub prime crisis that started in United States of America which led to huge loss in its economy. The study also concentrates on impact of sub prime crisis on Global economics in general and Indian economy in particular.

Limitations:

•    The study is very much limited to understand the reasons behind the crisis at origin and its impact on Indian economy.
•    Due to the short period of time it was not possible to gather all the data.
•    Since the crisis is quite recent there is no published manual available

Sub-prime loans are those given to borrowers whose creditworthiness is below prime and hence are of low quality. In India, sub-prime lending refers to loans carrying rates below the prime lending rate normally offered to high quality borrowers.
Sub-prime or low quality loans are mainly of three kinds: car loans, credit card loans and house mortgage loans. Of these, the biggest and the ones that can endanger the entire financial system are the house mortgage loans. These formed nearly one fifth of all U.S. mortgage loans in 2006, going up from 9 per cent till 2004.

The sub-prime loans were given to borrowers who did not have the capacity to service them (pay interest and repay principal). At the height of such lending, it was said, the borrowers were in the NINJA (no income, no jobs also) category. To lure such borrowers, some lenders adopted ‘predatory’ practices. They lent deliberately knowing that there will be default and, when it occurred, seized the houses mortgaged and sold them off to make a profit.

The basic question is why any lender (apart from the predatory ones) would give loans that carried the highest risk. One reason is that these carried higher interest rates. But, the main reasons seem to be two: large surplus funds with banks and the introduction of esoteric financial instruments that passed on the risk to unsuspecting investors.

Download A Study on Subprime Crisis and Its Effects on India MBA Project.

OBJECTIVES

• To know the customer feeling about the attributes like color, comfort, space inside, fuel efficiency, reliability, in their product.
• To know which attribute performance is what in a particular product.
• To do comparative analysis of four similar products from four different brands.
• To know which brand reached the customer expectation in  mid Size cars.

LIMITATIONS

• The Customer Experience on Mid-Size Cars MBA Project study was restricted to Hyderabad
• The information given by different companies respondents may be biased

–    Due to time matter total data could not be collected for this total project

FINDING AND SUGGESTIONS

• The most upper middle class family prefer to mid size cars.
• In my finding Maruti brand Zen is best at delivering customer satisfaction but it has to improve on space inside. 
• The next best brand is Tata first it has to improve on looks, reliability and then comfort.
• The next best brand is Hyundai it has to improve on comfort, looks and space inside.
• The next best brand is ford it has to improve in dealer ship, looks, comfort and reliability.

Download Customer Experience on Mid-Size Cars MBA Project

Abstract
Income Tax Act, 1961 governs the taxation of incomes generated within India and of incomes generated by Indians overseas. This study aims at presenting a lucid yet simple understanding of taxation structure of an individual’s income in India for the assessment year 2007-08.

Income Tax Act, 1961 is the guiding baseline for all the content in this report and the tax saving tips provided herein are a result of analysis of options available in current market. Every individual should know that tax planning in order to avail all the incentives provided by the Government of India under different statures is legal.

This Income Tax Planning in India with respect to Individual Assessee MBA Project
covers the basics of the Income Tax Act, 1961 as amended by the Finance Act, 2007 and broadly presents the nuances of prudent tax planning and tax saving options provided under these laws. Any other hideous means to avoid or evade tax is a cognizable offense under the Indian constitution and all the citizens should refrain from such acts.

Need for Study

In last some years of my career and education, I have seen my colleagues and faculties grappling with the taxation issue and complaining against the tax deducted by their employers from monthly remuneration. Not equipped with proper knowledge of taxation and tax saving avenues available to them, they were at mercy of the HR/Admin departments which never bothered to do even as little as take advise from some good tax consultant.

This prodded me to study this aspect leading to this project during my MBA course with the university, hoping this concise yet comprehensive write up will help this salaried individual assessee class to save whatever extra rupee they can from their hard-earned monies.

Objectives

•    To study taxation provisions of The Income Tax Act, 1961 as amended by Finance Act, 2007.
•    To explore and simplify the tax planning procedure from a layman’s perspective.
•    To present the tax saving avenues under prevailing statures.

Scope & Limitations

•    This project studies the tax planning for individuals assessed to Income Tax.
•    The study relates to non-specific and generalized tax planning, eliminating the need of sample/population analysis.
•    Basic methodology implemented in this study is subjected to various pros & cons, and diverse insurance plans at different income levels of individual assessees.
•    This study may include comparative and analytical study of more than one tax saving plans and instruments.
•    This study covers individual income tax assessees only and does not hold good for corporate taxpayers.
•    The tax rates, insurance plans, and premium are all subject to FY 2007-08 only.

Download Income Tax Planning in India with respect to Individual Assessee MBA Project

OBJECTIVES:

–    To compare efficiency and quality of the service providers.
–    To measure the market share of major service providers among student community.

METHODOLOGY OF STUDY:

–    Data is collected from the primary and secondary sources.
–    Primary Source:
A well structured questionnaire is prepared to know the respondents opinion.
–    Secondary Source:
Different web sites, company reports, research companies reports (McKinsey, PWC, etc…).

LIMITATIONS:

–    The responses may vary from one subscriber to another. The responses given may be biased and depend upon the age and experience.

–    Data collected cannot be asserted to be free from errors, as the sample size is small
–    In spite of taking all the necessary measures there is a chance in occurrence of minor errors due to the lack of experience on the part of researcher

Out of 200 respondents who participated in the study 72 are using Air Tel, 79 are using Vodafone, 31 are using Idea and 18 are using Cell one.

The main criteria of selecting the service provider is the network and the friend circle if many uses in their friend circle people are going to that service provider. Especially the students where the study is conducted they are opting for a particular service provider because many uses in their friend circle.
The packages are playing vital role in choosing a particular service. In this area packages offered by Vodafone are comparatively better than the other service providers that’s the reason market share of Vodafone is more than the others. The network of Vodafone is poor in rural areas they have to improve the network if they want to increase their subscriber base. The customer care of Vodafone is good.
The network and packages of Air Tel is good so, it occupies the second place in the market share of student community. The majority subscribers of Air Tel are business people the packages and services are more beneficial to them. If Air Tel wants to increase their subscriber base they have to give more attracting packages. The customer care of Air Tel is good.

Idea occupies third place in the market share of student community. The network and packages are average. The customer care of Idea is poor.

Cell one occupies fourth place in the market share of student community.
The network of Cell one is excellent in every part of India but the packages and the customer care of Cell one is very poor.

Primary source:

A well structured questionnaire is prepared to know the respondents opinion about the service of their service provider.

Secondary Source:

Different web sites, company reports, research company’s reports (McKinsey, PWC, etc…).
The sample size taken for study is 200.
Though the figures show Air Tel has major share in market, the study of On Analysis of Customers Using Global System for Mobile Communications (GSM) in Hyderabad has shown that among student community to which the study is conducted Vodafone has larger share than Air Tel. Reasons like Packages offered by Vodafone are attracting students, which makes it a have a larger share. Services and network of Air Tel is good compare to the other players in the market but it is VODAFONE which offers better packages.

Download Final Year MBA Project Report On Analysis of Customers Using Global System for Mobile Communications (GSM) in Hyderabad.

OBJECTIVES

• To study the Training and Development at Deccan soft software services.
• To identify processing problems if any with the existing Training and Development   process and make suggestions.

METHODOLOGY:

To study the Training and Development process at Deccan soft Software services, some research is to be made.  Generally research means analyzing, collecting the data regarding the selected topic, editing the collected data and finally making a report in a formatted way regarding the selected topic.  In order to collect the data some methodology is adopted for the study of Training and Development process at Deccan soft Software services, which is given here.

SCOPE:

The Training & Development MBA HR & Marketing Related Student Project concentrates on the study of the concept Training and Development Process.  The study has been conducted at Deccan soft software services.

RECOMMENDATIONS:

The following are the recommendations:

• The management should publish regular advertisement in the newspaper of their courses offered; starting of the new batches in the organization, by doing this the organization can save its precious time.
• It is better to use Notice Boards for informing the starting of the new batches.
• It is better to go in the Engineering and MCA colleges and tell about the courses offered and starting of new batches.
• It is better to conduct seminars in the corporate office and in the I.T. companies and invite the Clients.
• The company must provide the online registration facilities of the student and accept the Credit cards, which will ease the student to register, 
• and save the time of institute also.

Download Training & Development MBA HR & Marketing Project.

NEED FOR THE STUDY

Customer satisfaction survey is a systematic process for collecting consumer data, analyzing this data to make it into actionable information, driving the results throughout an organization and implementing satisfaction survey is a management information system that continuously captures the voice of the customer through the assessment of performance from the customers’ point of view.

OBJECTIVES OF STUDY

The setting of MBA Final Year Project on Customer Satisfaction objective is the corer stone of a systematic study. The study will be fruitful one when the basis laid down is a concrete one they represent the desired solution to the problem and help in proper utilization of opportunities.
Objectives:

The objectives of the research are:

1)  To find out which sales promotion tools will increase the sales
2)  To find out how brand ambassador can influence sales   promotion.
3)  To find out the market share of “idea Cellular”
4)  To know the features that attracts the customer to subscribe to Idea cellular.
5)  To know the level of satisfaction of customers towards “Idea Cellular Services”.

Download MBA Final Year Project on Customer Satisfaction.

NEED FOR THE STUDY
–     The MBA Project on Capital Budgeting Kesoram study is undertaken to analyze and understand the Capital Budgeting process in cement manufacturing sector, which gives mean exposure to practical implication of theory knowledge.
–    To know about the company’s operation of using various Capital Budgeting techniques.
–     To know how the company gets funds from various resources.

LIMITATION OF THE STUDY:

–    Lack of time is another limiting factor, ie., the schedule period of 8 weeks are not sufficient to make the study independently regarding Capital Budgeting in KESORAM.
–    The busy schedule of the officials in the KESORAMis another limiting factor. Due to the busy schedule officials restricted me to collect the complete information about organization.
–    Non-availability of confidential financial data.
–    The study is conducted in a short period, which was not detailed in all aspects.
–    All the techniques of capital budgeting are not used in KESORAM. Therefore it was possible to explain only few methods of capital budgeting.

Download MBA Final Year Project Report on Capital Budgeting Kesoram

THE STUDY HAS THE FOLLOWING:

–    To provide the material frame work of budget and budgetary control
–    To describe the profit of the organization as a backdrop for undertaking a study of budgetary control system.
–    To analyze the budgetary system in practice in Kesoram Cement Industries Limited with particular reference to their objectives and phases of organizational and re-appropriation.
–    In addition to the analysis of the conventional budgetary system in practice in Kesoram Cement Industries Limited. The study aims at evaluation and modification to the current budgetary system with reference to the various types of budgets. The scope in the formulation of performance budget is also studied.

SOURCES OF DATA:

The data of Basanth Nagar Kesoram Cement Industries Limited, have been collected mainly from secondary sources viz.,
•    Form the concerned officers of the Kesoram Cement Industries Limited
•    Kesoram Cement Industries Limited journals.
•    Accounting books, records.
•    Key books of concerned title.
•    Statistical records
•    Kesoram Cement Industries Limited library.

Download Final Year MBA Project on Budgetary Control System Keshoram

OBJECTIVE OF THE STUDY:-

1. To search for the growth opportunities available by studying the overall methods followed by the ING life insurance.
-This study mainly deals with the various methods followed by ING Vysya  life insurance company.

2. To study inclination of various customers towards eventualities and the benefits received by the policy holders.
-benefits like death benefit, maturity benefit, mutual fund benefit, investment growth benefit.

3. To study the various policies available to cater the needs of differenr kinds of customers by the ING life insurance.
-the various plans like safal jeevan plan, high life plan, child protection plan etc.,

4  To study also the different strategies methods followed by the life insurance company.
-the various techniques followed by ING to attract the new type of customers.

RESEARCH METHODOLOGY:-

1.    Primary Data
2.    Secondary Data

1.    Primary Data:

The primary Informationcollected from making phone calls and through fixing appointments with the customers.

2.    Secondary Data:

The secondary Information is collected from brochures, business world magazines, advertisements in television.

Sample size:

–    The sample size of MBA Final Year Project Student Report and Documentation on Marketing Techniques of Ing Vysya Life Insurance Hyderabad is around 100 persons.

Random sampling:

Random sampling is a sampling technique where we select a group of subjects (a sample) for study from a larger group (a population). Each individual is chosen entirely by chance and each member of the population has a known, but possibly non-equal, chance of being included in the sample.

SUMMARY AND CONCLUSIONS:

– the study of my overall data relates with the different techniques,methods,plans which are mainly benefit to the policy holders. As my overall study gives a brief explanation of the various plans followed by the ING vysya life insurance. My study mainly summarizes about the various marketing techniques used by the ING vysya life insurance to attarct the new type of customers where the competition prevails in the market.
At last I briefly conclude that ING has very much potential abilities to prevail in the market.

SUGGESTIONS:

1.    As more people are inclined towards taking ing vysya policy, the market share should be captured by offering them  more value initially.
2.    Customers are more interested in posthumous benefits the procedures and settlements in cases of eventualities should be as simple as possible, even door delivery of the settlement cheques can be thought of if viable.
3.    Health and pharma sectors has got maximum opportunities so tie up with corporate hospitals can be throught of.
4.    Homework is to be done in “freedom plan” and it should be made more attractive.
5.    ING Vysya should come up with new “Wealth Plans” in line with copetitors as it got more takers in the market.
6.    Child protection plan is not upto the mark so the policy is to be improved and should be made more attractive.

Download A Project Report on Marketing Techniques of Ing Vysya Life Insurance Hyderabad.

In this A Project Report On Country of Origin Power of Image the effect of COO on consumer buying behavior is studied. A sample size of 75 is selected from people who frequently buy branded products. The sample were administered a questionnaire related to brands and their COO.

Based on the responses obtained from the sample group, its found that, the effect of COO is having varied effect on the consumer buying behaviour. 72 brands were studied to understand the COO effect. Based on the responses the brands are categorized into four categories with varying COO awareness on consumer buying behaviour.

In this project study is conducted on the image of brands/ products from developing countries and the consumer behaviour related to the same. Study is conducted on the willingness of the consumers to buy products from less-developed countries with respect developed countries. Study is also conducted on the effect of price-elasticity of non-durable and durable goods on the products from less developed countries

CONCLUSION

•    Japan has a very good COO image when it comes to manufacture of electronic products.
•    France has a very good COO image when it comes to manufacture of perfume.
•    Germany and Japan has a very good COO image when it comes to manufacture of cars.
•    China and France has a very good COO image when it comes to manufacture of leather bags – fashion accessories…
•    Japan has a very good COO image when it comes to manufacture of electronic products. Even when a product is branded, the COO plays a role in successful adoption of the product by the consumer.
•    American, Japanese and South Korean brands have high awareness of COO in the consumers.
•    COO awareness in the area of engineering products is high.
•    Consumers still attach importance to the country where a product is manufactured
•    The information of COO is still available and accessible to consumers through media and word of mouth
•    To some extent brand image tend to blur origin labeling information
•    Consumers are less willing to buy products from less-developed countries than from developed countries, but as the price of products from less-developed countries decreases, consumers will increase their willingness to buy those products.
•    Consumers’ demand for non-durable goods from a less-developed country is more price elastic than for durable goods from the same country of origin.

Download A Project Report On Country of Origin Power of Image.