Category: MBA Projects

“ A Study of the Risk and Return of alternative Investment Opportunities available to High Net worth Individuals – A Case Study of ING Vysya Bank Limited”

Portfolio Management has been an integral part for any investor. Each Investor, whether small or big is trying to maximize his/ her returns by making a diversified investment. To diversify the investment the risk and return trade off of each investment avenue has to be studied. Therefore the study of portfolio management and risk and return is very important of an investor.

Now days there are professional investment advisors who study the risk and return portfolio of each investor and design the most well suited portfolio from him/ her. Banks also provide professional investment advice. This has opened up a huge market for the advisors and has become very competitive.

ING Vysya Bank also provides professional advise to its clients. A common problem faced by the bank’s advisors is that they have a low conversion rate on the advice given by them.

Therefore a study and analysis has been conducted on a sample of 10 HNI’s of the bank to analyze their investment portfolio and risk appetite. An analysis of the bank’s products is also conducted to understand them in detail. Then the required suggestions are made to the investment advisors to improve the conversion rate and retain HNI’s.

Area Of Management

The area of study, which my project report covers, is financial management. In financial management my project report covers two subjects:

–    Portfolio management of ING Vysya bank’s HNI clients and;
–    Risk and return analysis of each investment avenue open to a HNI client.

Financial  Management

Finance is an area of study which is namely concerned with two distinct areas i.e. financing and investing. We will be dealing with financial management relating to investment activities. This area of finance deals with finding out the best combination or portfolio of financial assets and thus focuses attention on the allocation of funds once they are acquired. This area focuses attention whether an investor should put all his money in one financial asset or in a combination of different financial assets.
Continue reading “Risk and Return of alternative Investment Opportunities available to High Net worth Individuals MBA Project”

Derivatives (Futures and Options) MBA Project

Libations of the Study:

–     The study was restricted to twin cities.

–     The information given by the respondents may be biased.

–    Suggestions given at the end of the report are based on the information collected, which may not be accurate due to the changing perceptions of the consumers.

–    Due to time constraint more information could not be collected.

–    Analysis could not be drawn for the entire questionnaire only specific questions have been analyzed and interpreted.

Conclusion:

At the end of this study, we can say that given the rising standards of Indian individuals and upward economy of the country, prudent tax planning before-hand is must for all the citizens to make the most of their incomes. However, the mix of tax saving instruments, planning horizon would depend on an individual’s total taxable income and age in the particular financial year.

Download Derivatives (Futures and Options) MBA Project.

Transformers are classified into broad categories and classification according to Rating,  Core, Cooling, Voltage class. For our understanding, we consider only two types of transformers.

1)    Step-up Transformer and
2)    Step-down Transformer

Step-up Transformer: If the secondary voltage is more than the primary voltage, it is called step-up Transformer.
Step-down Transformer: If the secondary voltage is less than the primary voltage, it is called step-down transformer.
Transformers are among the most efficient machines 95% efficiency being common in lower capacity ranges, while an efficiency of the order of 99%is achievable in high capacity; transport constraints, handling facilities, etc. being the limiting factors. The lower limit is governed by the allowable no-load loss.

OBJECTIVES OF THE STUDY

The study is based on the following objectives:

1. To study the growth and development of the transformer manufacturing industry in general.

2. To study the profile of the Vijai Electricals Ltd.

3. To evaluate the financial performance of the Vijai Electricals Ltd., by calculating Liquidity Ratio, Leverage Ratios, Turnover Ratios & Profitability Ratios.

METHODOLOGY OF THE STUDY

The Data is  collected from the following two sources:

1. Primary Sources:

Most of the information is collected from:

-Personal observation by visiting Different departments.

-Personal Interview.

2. Secondary Sources:

1. Published material about VE Ltd., such as the annual reports of the last five years.

2. Survey of Transformer Industry published in various Manuals and journals.

3. Internal records and files of V.E.  Ltd. including information reports.

4. Advertisements published in various magazines and various rented books.

LIMITATIONS OF THE  STUDY

The Ratio Analysis of Vijai Electricals Ltd MBA Final Year Project study has been conducted in a systematic and comprehensive way so as to make the project work an enviable one. However, the topic under study may not be free from limitations due to the facts.

The major limitation of the project under study was time.  Since it was to be completed within a short period of time.  Which is not sufficient to undertake a comprehensive study.

Non-availability of complete information is also a limit.

SUMMARY

Transformer industry has been in existence in India for the past  one century. The public sector gaint BHEL used has been a leading player in the industry in post independence era. Since 1970s the private sector industries have made great strides and made their presence felt.

VEL since establishment in the year 1973 has made leaps and bounds and today has grown into one of the most sophisticated and quality conscious companies in the field of transformer manufacturing in India as well as Asia. Today it has well integrated facilities for the manufacture of transformers from 5kva rating to 10000 MVA. The company’s enviable achievement in terms of sales, profitability and market is due to its steadfast commitment to quality even during tough times. The company has fully integrated facilities due to the backward integration projects undertaken by the company during the last one decade.

Due to the integration projects the company  could cut down on costs  without compromising on quality. The Gross Profit margin of nearly 25%  is one of the visible parameters of this achievement.

FINDINGS

1.    The performance of the company has been very good since the past three years. It
has turned the corner from being a loss making unit for three years to a highly profit making concern.

2.    The Current Ratio of the company is very high due to high receivables and inventory, which is due to the nature of business. The Quick ratio is well above the 1:1 level due to high receivables.

3.    The Net Working Capital has also been increasing steadily and it reached a level o    of Rs.53 crore.

4.    The debt equity ratio has been decreasing steadily except for the year 2000-01 during which it has procured additional loans. The present level of 0.72 is very good for this type of industry.

5.    The Interest coverage ratio has also improved steadily and it’s 4.47 which indicates a very comfortable position.

6.    Inventory turnover ratio which indicates the efficient utilization of inventory has increased steadily over the past five years.

7.    The Debtors Turnover Ratio and the average collection period ratio have shown
steady improvement indicating an improved cash flow position.

8.    The fixed assets turnover ratio has also shown good improvement over the past
five years. The current level of 3.24 is very good given the level of assets of the company.

9.    The Gross Profit and Net Profit margin have increased significantly during the last
three years given the losses during the years 1999 & 2000. Since 2001 the improvement has been very  good.

Download Ratio Analysis of Vijai Electricals Ltd MBA Student Project.

 Final Year MBA Project Objective:

 Despite market expansion the profit generation is still a question mark, so companies have to search for areas of next generation like value added services, software enhancement and development other than just BPO services to survive in the market.

• · In the present day economies are globalized and the stabilities of them is really at stake, the only rescue for the software companies is to improve their responsiveness to the changing scenarios.· Companies have to develop their services to the bench mark level or global standards so that they can have acceptance all over the world.

• The troubles of many exporters are not a result of the volatility of the rupee but the unfavorably high-cost structure. Exporters are viable only when foreign exchange earnings get converted into more and more rupees. To improve rupee viability and preserve profits, exporters need to be efficient and productive and bring down aggregate rupee cost.

• Poor viability will not be resolved by hedging. Considering an inefficient exporter, it requires a break even exchange rate of Rs.45 dollar to show profit. It will dazzle at a rate above Rs.45. It will fizzle at any exchange rate below Rs.45.

• In case of forward contract. The forward contract locks in the exporter conversion of dollar revenues to rupee revenues at Rs.41, the market forward price per dollar. The market will surely not buy the exporters dollars at Rs.41 will be wholly ineffective exporters will be in serious trouble despite the perfect hedge.

• The problem of viability will be solved only when the exporters break even moves down to Rs.41 per dollar. By contrast, an inefficient exporter that is viable at Rs.41 peer dollar can take advantage of the hedge.
• 
  
• The implicit dollar method will significantly preserve the dollar profitability exporters. The employees and managers of exporting firms will be paid implicitly in dollars. The cost to the company will be in dollars. But the payout will be in rupees and at the prevailing exchange rates. If the dollar weakens, the dollar costs of employees and managers will be paid out in rupees at say, RS.39, if the dollar strengthens the cost of employees and managers will be paid out in rupees at say, Rs.43.

• To overcome these problems exporters should make good governance by making available superior human, social and business infrastructure even if the tax rates are high. Good governance lower the costs of operations and lowers the aggregate costs of doing business.

Download MBA Project Study on Foreign Exchange and Its Risk Management.

Initial Public Offer (IPO) is one of the ways of raising capital for the companies which proposes to expand their operations or they want to start a new venture. As this is the effective way of getting funds from public for the first time for every company which wants to go public, that company has to follow a certain set of guidelines which we call as Disclosure and Investor Protection (DIP) guidelines. And the process of coming to IPO has been very important for the company, this project has been describing about the issue procedure along with the advantages and disadvantages for coming to an IPO. For the better understanding of  how the companies have to raise funds, the analysis of some companies which recently came for an IPO and the success of their IPO has been clearly explained.

The main aim for undertaking this project is to aware about how the companies come for an IPO route for raising funds to achieve the proposed target. And another thing is the procedure to be followed by the company for the raising of funds and how to work with all the parties involved in the IPO process, their duties and responsibilities for the better results.

The conclusion regarding this Initial Public Offer & Analysis a Study on Reliance Power & GMR IPO is getting to know the students how the companies come for an IPO with certain procedure and make them aware about the issues in an IPO.

Recommendations about this project are:

Every company whichever wants to go public for the first time has to know what procedure has to be implemented and the success factors for winning in an IPO.

Conclusion of IPO

As we have seen the procedural aspects regarding the opening of an IPO for a company or any other organization which wants to come for public by offering shares to public for the first time. So every company has to follow certain guidelines before coming to public and it has to fulfill the DIP guidelines specified by the SEBI for the investor protection, who want to invest in the company.

The main points which conclude the IPO are as follows:

1.    Every company planning to come for IPO has to comply with all the above mentioned procedure.
2.    IPO is one of the forms of raising the capital and which is the effective one though it has defects.
3.    As the price factor plays major role along with the time of the issue, every company must specify the proper pricing strategy for the shares.
4.    Merchant banker also plays a significant role in an IPO process by operating the IPO and looking into various aspects.
5.    In order to succeed in the fund raising through IPO route one has to be through with DIP guidelines.
6.    As the investor protection is important, the company has to ensure investors by offering good prospects in the prospectus.
7.    Before coming to an IPO every company has to have a good track record of financial performance.
8.    SEBI is the regulator for all IPO’s it has to ensure its due diligence in issue of shares.
9.     The utilization of the funds from IPO is significant and as per the objective mentioned in prospectus.
10.    Listing is important for the company on the stock exchange, so it has to be done with proper pricing.

Download Initial Public Offer & Analysis a Study on Reliance Power & GMR IPO for final year MBA Students.

The  “Analysis of Investment Options MBA Project” gives the brief idea regarding the various investment options that are prevailing in the financial markets in India. With lots of investment options like banks, Fixed Deposits, Government bonds, stock market, real estate, gold and mutual funds the common investor ends up more confused than ever. Each and every investment option has its own merits and demerits. This project I have discussed about few investment options available.

Any investor before investing should take into consideration the safety, liquidity, returns, entry/exit barriers and tax efficiency parameters. We need to evaluate each investment option on the above-mentioned basis and then invest money. Today investor faces too much confusion in analyzing the various investment options available and then selecting the best suitable one. In the present project, investment options are compared on the basis of returns as well as on the parameters like safety, liquidity, term holding etc. thus assisting the investor as a guide for investment purpose.

OBJECTIVE OF THE STUDY

The primary objective of the project is to make an analysis of various investment decision.  The aim is to compare the returns given by various investment decision. To cater the different needs of investor, these options are also compared on the basis of various parameters like safety, liquidity, risk, entry/exit barriers, etc.
The project work was undertaken in order to have a reasonable understanding about the investment industry.  The project work includes knowing about the investment DECISIONS like equity, bond, real estate, gold and mutual fund.  All investment DECISIONS are discussed with their types, workings and returns.

METHODOLOGY

Equities, Bonds, Real Estate, Gold, Mutual Funds and Life Insurance were identified as major types of investment decision.

The primary data for the project regarding investment and various investment DECISIONS were collected through.

The secondary date for the project regarding investment and various investment DECISIONS were collected from websites, textbooks and magazines.

Then the averages of returns over a period of 5 years are considered for the purpose of comparison of investment options. Then, critical analysis is made on certain parameters like returns, safety, liquidity, etc. Giving weight age to the different type of needs of the investors and then multiplying the same with the values assigned does this.

LIMITATIONS OF THE STUDY

–    The study was limited to only six investment options.
–    Most of the information collected is secondary data.
–    The data is compared and analyzed on the basis of performance of the investment options over the past five years.
–    While considering the returns from mutual funds only top performing schemes were analyzed.
–    It was very difficult to obtain the date regarding the returns yielded by real estate and hence averages were taken.

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The comprehensive study of on “Online Trading System at Inter-Connected Stock Exchange of India MBA Project“   has been an enlightening experience stressing on the position aspects on security trading. De materialization of shares and online trading has done in whole lot of good to the issuer, investor, companies and country.

DATA SOURCES:

Primary Source:

The primary source of data for the project work is information from HR Department. 

Data collection:

Data has been collected by interviewing students in the organization.

Secondary Source:

Secondary Source of data for the project work is informed by way of referring following sources:

• Records of the organization
• Manuals of the organization
• Internet 

CONCLUSION:

The Final Year MBA Finance related project report proves how Software training is important for Information Technology related companies and how it benefits the organization.  Training the employees in the relevant fields is the key to success of any organization. Every company spends enough time and money to train their employees so that they can keep pace with the global challenges in this new economy.  It is mandatory for organizations to make the employee well trained. 

The project also describes in detail on how a company can organize and impart effective and useful trainings to keep the employees updated with the latest market trends. 

Download Online Trading System at Inter-Connected Stock Exchange of India MBA Project.

The uncertainty and the rapid fluctuations in the Indian capital market made many investors at home and foreign wary about the future of their investments.  So in order to lessen this uncertainty in the market, SEBI introduced many new trends by making changes in the way the capital market functions by introducing online trading, rolling settlement, dematerialize of shares, etc. This project is only an attempt to find the effect of these trends on the Indian market. This study is done with reference of S.S.KANTILAL ISHWARLAL SECURITIES&INVESTORS Pvt. Ltd. (SSKI), so its scope is limited to SSKI.

SIGNIFICANCE OF THE SUDY:

The present study “Sharekhan Online Trading MBA Project” a case study of SSKI Ltd.  As the exchange has changed its trading style from outcry to on-line (screen based) on 20 February 1997.

OBJECTIVES OF THE STUDY:

1)    It is to verify all necessary modifications in trading after the exchange system shifted from outcry to online system.

Download Sharekhan Online Trading MBA Finance Project.

The scope of the Online Trading and Clearing & Settlements at Arihant Capital Market Ltd MBA Project is to study and know about Online Trading and Clearing & Settlements dealt in Inter-Connected Stock Exchange.

SUGGESTIONS:

1. The organization needs to put efforts on building a leadership style which is suitable for increasing productivity, reduces the abnormal attrition rate which is prevalent in software development industry.
2. The organization should promote a participatory culture in which every member in the organization should have a chance to express his suggestions.
3. The members should be encouraged to give suggestions, as it would give a chance of generating new ideas for the existing problems.
4 .the leaders  have to  creates   an feasible  environment where the team members take ownership of the project and allow them  to participate in that decision making process  to contribute   their ideas.
5.  the team leader should  give  a chance  to  team members to determine  what has to be done and how to do it.. it will helps them to enhance the performance of the team members
6 .the  team leaders  have to  delegates   tasks to the team member by considering   their particular domain   of the knowledge in order to implement a new procedure or project   .  team leaders need  closely monitors
7.  the team members to ensure they are performing correctly to or not and  along with this the team leader has to give them proper feed back  to  enhance the performance of the employees. 
8. the team leaders  did not  use   their   leadership power to  position holds over subordinates  they have to create an feasible type environment where employees get a chance to prove them selves in their domain.
These are the  suggestions will help to the organization to achieve their goals.

Download Online Trading and Clearing & Settlements at Arihant Capital Market Ltd MBA Marketing and Finance based Final Year Student Case Study Project.

 FINDINGS

1. Most of the respondents of Idea prefer post-paid service than to pre paid 

2. Most of the respondents came to know about idea through friends / relatives. 

3. Nearly 50 percent of respondents are attracted towards Idea’s widest coverage  and the remaining 50 percent towards other features. 

4. Most of the respondents need improvement in service 

5. More respondents prefer sports person to film star as brand ambassador 

6.55% respondents are ready to subscribe the lifelong plan

SUGGESTIONS

1.    Customers want the company to take feedback regarding services and inform the about new tariff  plan charges 

2.    Idea should change pulse rate from 1 minute to 15 seconds 

3.    Customers want more improvement in service. 

4.    “Idea Cellular” should give more advertisement through Television and should place more hoarding and billboards. 

Newspapers and should pace more hoarding and billboards. 

5.    Idea must make clear the conditions applicable with lifelong Incoming plan. 

6.    Idea should give extra talk time and reduce rental charges. 

7.    Call clarity should be improved. 

8.    Customers have suggested for customized recharge facility 

9.    Many customers have suggested of free SMS service and free outgoing calls within the CUG. 

10.    The package design is not communicative and eye catching, so package designs and colour has to blend harmoniously to make the package communicative. 

11.    Network should be expanded to rural areas also. 

12.    Idea must improve their personnel selling and direct contacting to provide customers full knowledge about their products.

The method of this Customer Relationship Management in Ing Vysya Life Insurance MBA Project Case study is based on present market research.

Download This MBA Project Report.